Valufinder Group, Inc. (Valufinder) is committed to safeguarding your privacy. This website adheres to a rigid policy for ensuring the privacy of any personally identifiable information (name, mailing address, email address, telephone number, etc.) that may be collected through it.

Collecting Information

Valufinder gathers email addresses from users who (1) contact Valufinder for general information purposes or (2) subscribe to our electronic mailing lists for newsletters and other publications. The Valufinder website will only collect personally identifiable information from you if you voluntarily supply it. Valufinder is the sole owner of this website and the only organization that uses the information collected on this website. Valufinder does not sell, share, or rent information under any circumstances. Valufinder will not disclose personally identifiable information without first receiving your permission.

Tracking and Cookies

Valufinder may collect non-personal information (IP addresses and login information, for example) from visitors to help us understand how our site is being used. Like most websites, the Valufinder site may place a "cookie," or small file, in the browser of a visitor's computer. This cookie will assign a user a unique number that allows Valufinder to save information so that the information does not need to be re-entered. At no time will this cookie reveal to others any information whatsoever.

Terms & Conditions

Your entry to this website constitutes your acceptance of the accompanying Terms and Conditions.

The following Terms & Conditions govern the use of the Valufinder Group, Inc. website ("Valufinder's website" or "this site"). By visiting Valufinder's website, you specifically and automatically agree to abide by these Terms & Conditions. Valufinder reserves the right to modify these Terms & Conditions at any time. Your continued use of this site following the posting of any changes to these Terms & Conditions shall mean that you have accepted the changes in their entirety.

Use of Materials on this Site

This site, and any material provided on this site, are made available by Valufinder only for your personal, non-commercial use and display. You may download the material to your computer and print out a hard copy for your personal reference, but you shall not remove any copyright or other notices contained therein.

Copyright Notice

COPYRIGHT © VALUFINDER GROUP, INC. 2004. ALL RIGHTS RESERVED.
Copyright in the pages and in the screens displaying the pages, and in the information and material therein and in their arrangement, is owned by Valufinder Group, Inc. unless otherwise indicated.

This site and the material provided on it are the property of Valufinder and are protected by applicable copyright, patent, trademark or other intellectual property law. Except as expressly authorized herein, you may not copy, reproduce, repost, transmit, sell, display, distribute, publish, broadcast, circulate, modify, disseminate, or commercially exploit such material or any of the site provided in any manner without the written consent of Valufinder. To request such permission, please contact us. You also agree not to use the material or site for any unlawful purpose, and you shall comply with any request of Valufinder to protect their respective rights in the material and site.

Trademarks

VALUFINDER GROUP, VALUFINDER and Valufinder Logo are service marks of Valufinder Group, Inc.

Security

Valufinder works to maintain the privacy of any personally identifiable information (name, mailing address, email address, etc.) that may be collected though our websites. Please note, however, that, though the Valufinder website has security measures in place, Valufinder does not represent, warrant, or guarantee that personal information will be protected against unauthorized access, loss, misuse, or alterations. Similarly, Valufinder disclaims liability for personal information submitted through the Valufinder website. Users are hereby advised that they submit such personal information at their own risk.

Outside Links

Valufinder's website may include temporary or permanent links to other websites. Valufinder hereby disclaims responsibility for the privacy and security practices of non-Valufinder websites, or for the nature of the content contained therein. Links to non-Valufinder websites do not constitute endorsement of those websites by Valufinder.

Release and Indemnity

For good and valuable consideration, the receipt and sufficiency of which you acknowledge by your entry to this website or participation in or posting to any Forum, you hereby agree to release and waive any and all claims and/or liability against Valufinder Group, Inc., and its current and former officers, staff, and agents, if any, arising from or in connection with your use of Valufinder's website. You also agree to indemnify and hold harmless Valufinder, and its current and former officers, staff, and agents, if any, from and against any and all actual or potential costs, fees, damages, assessments, penalties, sums, or amounts of any kind or nature whatsoever, including, without limitation, attorneys' fees, arising from or in connection with your use of Valufinder's website or failure to abide by applicable law.

Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of New York applicable to contracts to be fully performed within that State. Any dispute arising from these Terms and Conditions shall be finally resolved by the courts of the State of New York, United States of America. Venue of any court proceeding related thereto shall lie exclusively within the Borough of Manhattan, City of New York.